Richard Ramsden

US Bancorp‘s (NYSE:USB) fourth-quarter revenues, expenses, credit and earnings were better than expected. The US Bancorp Analyst: Goldman Sachs analyst Richard Ramsden reaffirmed a Neutral rating and a $54 price target. UB Bancorp, which does business as U.S. Bank, provided "largely in-line"...

Bank of America Corp (NYSE:BAC) shares are trading lower on Wednesday after the company reported fourth-quarter fiscal 2025 financial results. • Bank of America stock is among today’s weakest performers. What’s behind BAC decline? Earnings Snapshot The bank...

While Wells Fargo & Co (NYSE:WFC) reported disappointing fourth-quarter results, its 2026 NII (net interest income) guidance is in line with expectations. The Wells Fargo Analyst: Goldman Sachs analyst Richard Ramsden reaffirmed a Buy rating and price target of $105. The Wells Fargo Thesis: The...

JPMorgan Chase & Co (NYSE:JPM) reported its fourth-quarter earnings largely in line with expectations and guided to 2026 net interest income (NII) 2% stronger than consensus, according to Goldman Sachs. • JPMorgan Chase shares are retreating from recent levels. What’s pressuring JPM...

Goldman Sachs analysts are cautiously optimistic about the prospect of major U.S. banks returning more capital to shareholders through buybacks and dividends. Thanks to regulatory changes and strong results in the Federal Reserve's latest stress tests (CCAR), the top five banks are sitting on an...

Goldman Sachs analyst Richard Ramsden raised the price forecast on JPMorgan Chase & Co. (NYSE:JPM) from $276 to $303, while reiterating a Buy rating following its investor day on Monday. CEO Jamie Dimon warned that markets are displaying an “extraordinary amount of complacency...

US Bancorp (NYSE:USB) reported upbeat first-quarter earnings on Wednesday. Here are some key analyst takeaways. Goldman Sachs analyst Richard Ramsden maintained a Neutral rating, while reducing the price target from $44 to $42. DA Davidson analyst Peter Winter reiterated a Buy rating, while...

JPMorgan Chase & Co (NYSE:JPM) reported strong fourth-quarter results, along with solid results by other US big banks. The company reported its quarterly results amid an exciting earnings season. Here are some key analyst takeaways. Goldman Sachs On JPMorgan Chase Analyst Richard Ramsden...

Wells Fargo & Co's (NYSE:WFC) fourth-quarter results sent banking stocks surging on Wednesday. The company reported its quarterly results amid an exciting earnings season. Here are some key analyst takeaways. Keefe, Bruyette & Woods On Wells Fargo Analyst David Konrad maintained a Market...

Bank of America Corp (NYSE:BAC) reported upbeat earnings on Tuesday for its third quarter. The company reported its results amid an exciting earnings season. Here are some key analyst takeaways. Oppenheimer analyst Chris Kotowski reiterated an Outperform rating, while raising the price target from...

Citigroup Inc (NYSE:C) shares recovered slightly in early trading on Monday after tanking on Friday, following the second-quarter results. The results came amid an exciting earnings season. Here are some key analyst takeaways from the release. Oppenheimer On Citigroup Analyst Chris Kotowski...

Shares of Wells Fargo & Co (NYSE:WFC) recovered slightly in early trading on Monday, after tanking on Friday, following the second-quarter results. The results came amid an exciting earnings season. Here are some key analyst takeaways from the release. Goldman Sachs analyst Richard Ramsden...

The emerging scenario of sustained high interest rates could boost the profitability of U.S. banks. That’s according to Goldman Sachs analyst Richard Ramsden who, in a Monday note, expressed cautious optimism for the second-quarter earnings season. Among the first to report on July 12 are...

Shares of Bank of America Corp (NYSE:BAC) were rising in early trading on Wednesday, even as other financial stocks came under pressure after earnings. Here are some key analyst takeaways from the release. Goldman Sachs analyst Richard Ramsden reiterated a Buy rating, while reducing the price...